A necessary roof or siding project should never be delayed because of budget timing. Get a free quote, then explore flexible financing options for residential, commercial, and historical restoration projects across PA, NJ & Delaware.
Shelby Roofing Services partners exclusively with Acorn Finance — one of the most homeowner-friendly financing platforms available. Acorn connects you with multiple lenders simultaneously so you get the best rate you qualify for, not just the first offer.
No fees. No origination charges. No prepayment penalties. Just a straightforward application that checks your options across multiple lenders in one step — with no impact on your credit score to see your rates.
New GAF architectural shingles, white vinyl siding, and copper chimney flashing — completed for a Greater Philadelphia area homeowner using our financing program.
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A damaged or aging roof is not a problem that improves with time. Every season of delayed replacement increases the risk of interior water damage, mold growth, structural deterioration, and energy loss — costs that consistently exceed the original roofing investment many times over.
Financing allows you to address your property’s needs on the right timeline — not the timeline your savings account dictates. A properly installed roofing or siding system also increases property value, improves energy efficiency, and reduces insurance risk from the day it is completed.
At Shelby Roofing Services, we believe every homeowner deserves access to a premium installation — not just those paying cash. Our financing options are designed to make quality accessible without compromise.
Every financed project is completed with the same standard as any other Shelby Roofing Services installation — fully permitted, drone-documented, and warrantied. Financing changes how you pay, not how we build.
Full architectural or Grand Manor shingle system installations. One of the most commonly financed projects — typically $12,000–$25,000+.
View Service →Standing seam, double lock, and copper roofing. A premium long-term investment that financing makes immediately accessible.
View Service →Natural and DaVinci synthetic slate systems. Financing makes the most premium roofing materials attainable on your timeline.
View Service →Hand-split cedar shake with copper flashing. Finance the complete system — panels, ventilation, trim, and all components.
View Service →Vinyl, fiber cement, Hardie board, and composite siding. Full exterior transformations financed with affordable monthly terms.
View Service →When insurance doesn’t cover the full scope — or upgrades are desired — financing bridges the gap between your settlement and the job you need done.
View Service →We inspect your property, identify what needs to be done, and provide a detailed, itemized proposal. This gives you an exact number to work with before any financing conversation.
We connect you with Acorn Finance — prequalify in 60 seconds with no credit impact. See real offers from multiple lenders and choose the rate and term that works for your budget. Most approvals are same-day.
Once approved, we schedule and complete your project with the same premium standard — fully permitted, drone-documented, and covered by manufacturer and workmanship warranties.
Primary residences, second homes, and investment properties. Whether it is a full roof replacement, siding transformation, or storm restoration — financing keeps quality within reach for every homeowner.
Small commercial buildings, mixed-use properties, and multi-family structures. Commercial projects often carry larger scopes — financing allows those investments to be structured across manageable terms.
Slate, copper, cedar shake, and specialty restoration projects carry premium material costs. Financing makes these high-investment systems accessible for the properties that need them most.
We partner with Acorn Finance — a platform that checks multiple lenders simultaneously with a single application. Acorn offers up to $100,000 in home improvement financing with terms up to 20 years, no origination fees, no prepayment penalties, and a 60-second prequalification with no impact to your credit score.
Acorn Finance is available for all of our residential exterior services — roof replacement (shingle, metal, slate, cedar shake, flat roofing), siding installation, gutter replacement, skylight installation, and storm damage restoration. Both smaller scopes and large full-system replacements qualify. Contact us to discuss your project and we will get you started.
No. Acorn Finance uses a soft credit pull to show you available offers — this does not impact your credit score. Only if you select an offer and formally apply will a hard pull occur. You can check your rates and see real offers in under 60 seconds with zero credit impact.
Monthly payments depend on your loan amount, the term you choose (up to 20 years), and the rate you qualify for. On a $20,000 project at a competitive rate over 10 years, many homeowners pay well under $250/month. The payment examples on this page are illustrations — your actual offer is shown during the Acorn prequalification, which takes about 60 seconds.
Yes. When an insurance settlement does not cover the full scope — or when you want to upgrade beyond your claim — Acorn Finance can cover the difference. We work with homeowners to structure projects combining insurance proceeds and Acorn financing. We also work directly with your adjuster to maximize coverage before any financing is needed.
Start with a free inspection and written estimate from Shelby Roofing Services. Once you have your project scope and price, you prequalify with Acorn Finance in 60 seconds — no credit impact to see your options. Most approvals are same-day. Call (215) 847-3522 or schedule your free inspection online and we will walk you through the entire process.
