A necessary roof or siding project should never be delayed because of budget timing. Get a free quote, then explore flexible financing options for residential, commercial, and historical restoration projects across PA, NJ & Delaware.
Shelby Roofing Services partners exclusively with Acorn Finance — one of the most homeowner-friendly financing platforms available. Acorn connects you with multiple lenders simultaneously so you get the best rate you qualify for, not just the first offer.
No fees. No origination charges. No prepayment penalties. Just a straightforward application that checks your options across multiple lenders in one step — with no impact on your credit score to see your rates.
Enter basic information. Acorn checks multiple lenders simultaneously. No hard credit pull — no impact to your score.
2
Review Real Offers
See actual loan offers — not estimates — from multiple lenders. Choose the rate and term that fits your budget.
3
Same-Day Approval
Most approvals are same-day. Once approved, we schedule your installation and get started.
4
Premium Installation, No Shortcuts
Your financed project is completed with the exact same Shelby Standard™ — GAF Certified, drone-documented, 30-year workmanship warranty.
Miguel · OwnerFinancingBig Project, Small Payments
A Word From the Owner
One Major Project. Small, Affordable Payments.
Miguel stands outside a home whose owners requested a roof replacement. We sent the estimate, and that Monday they moved forward — turning a major project into small, affordable payments. The same path is open for your roof, siding, or gutters, starting with a free inspection of your current systems.
Acorn Finance up to $100K, with terms up to 20 years
Prequalify in 60 seconds with no impact on your credit
Financed projects get the same GAF Certified install and 30-year workmanship warranty
M
Miguel CespedesFounder & Owner, Shelby Roofing Services
Great choice for your roofing needs. The company was professional, prompt and attentive from start to finish. I highly recommend them!
RoofingPosted on Google
M
Maria Magdalena SantanaGoogle Review
★★★★★
I highly recommend them — they offered and delivered an excellent service while replacing my roof. Professional, clean, and on time.
Roof ReplacementPosted on Google
S
Steve ZurlaAmbler, PA
★★★★★
Shelby replaced my entire roof after a tree strike. 200+ year old home with some special needs. Excellent work. Fast, clean, and professional. Could not be happier.
Historic HomePosted on Google
Our Work
A Completed Project — Financed & Built by Shelby Roofing Services
New GAF architectural shingles, white vinyl siding, and copper chimney flashing — completed for a Greater Philadelphia area homeowner using our financing program.
Front Elevation — New Shingles & SidingRear Elevation — Full Roof Replacement
A Major Project, a Small Affordable PaymentWe sent the estimate on a Monday, and the homeowner moved forward by turning a major roof replacement into a small, affordable payment.
Financing options may be available starting as low as shown below. These are estimated examples only — actual rate, term, and monthly payment depend on the financing program you qualify for.
Project Size
$10,000
Starting around
$117/mo
Project Size
$17,000
Starting around
$198/mo
Most Common
$20,000
Starting around
$234/mo
Project Size
$30,000
Starting around
$277/mo
Project Size
$40,000
Starting around
$366/mo
Monthly payments shown for illustration purposes only. Actual rates and terms vary based on credit approval and financing program.
Final approval, rates, and terms depend on the financing provider and your individual credit profile. Actual payment may be higher or lower. These examples do not constitute a financing offer or guarantee.
Shelby’s Roofing Services did an amazing job on our roof above our back patio. They gave us the best estimate out of several quotes and delivered exceptional results.
M
Michelle PPatio Roof
★★★★★Google Review
Why Finance Your Project
The Real Cost of Waiting
A damaged or aging roof is not a problem that improves with time. Every season of delayed replacement increases the risk of interior water damage, mold growth, structural deterioration, and energy loss — costs that consistently exceed the original roofing investment many times over.
Financing allows you to address your property’s needs on the right timeline — not the timeline your savings account dictates. A properly installed roofing or siding system also increases property value, improves energy efficiency, and reduces insurance risk from the day it is completed.
At Shelby Roofing Services, we believe every homeowner deserves access to a premium installation — not just those paying cash. Our financing options are designed to make quality accessible without compromise.
Fast
Application Process
Flexible
Payment Terms
All
Project Types
100%
Premium Installation
Your Investment Is Protected
Every financed project is completed with the same standard as any other Shelby Roofing Services installation — fully permitted, drone-documented, and warrantied. Financing changes how you pay, not how we build.
From the moment we reached out for an estimate, Shelby Roofing Services made the process feel simple and well organized. Every step was communicated clearly. Highly recommend.
Estimate to InstallPosted on Google
J
Jack BijuGoogle Review
★★★★★
We were in the market for a new roof for several months. Most contractors gave vague quotes. Shelby Roofing came out, assessed everything thoroughly, and gave us a clear, honest proposal. Great decision.
Roof ReplacementPosted on Google
J
Joan GuanteGoogle Review
★★★★★
This company excels in all aspects when it comes to professionalism, transparency, and quality. I would definitely recommend it!
RoofingPosted on Google
D
Daniela GonzalezGoogle Review
★★★★★
Choosing Shelby Roofing Services turned out to be one of the better decisions we’ve made for our home. Professional, communicative, and the results exceeded what we expected.
RoofingPosted on Google
D
Darwin VillaltaGoogle Review
★★★★★
Shelby Roofing Services absolutely delivered on our roof replacement project. Professional team, quality materials, and excellent communication throughout the whole process.
Roof ReplacementPosted on Google
G
Gabriel FelipeGoogle Review
★★★★★
Shelby Roofing Services did an amazing job replacing the siding on my house. From the beginning, they provided a wide range of options, explained everything clearly, and the final result was outstanding.
Siding ReplacementPosted on Google
L
Luis DuranGoogle Review
★★★★★
I recently had my roof repaired by Shelby Roofing and I couldn’t be happier with the results! From start to finish, the team was professional, punctual, and communicated every step of the way.
We inspect your property, identify what needs to be done, and provide a detailed, itemized proposal. This gives you an exact number to work with before any financing conversation.
02
Prequalify with Acorn Finance
We connect you with Acorn Finance — prequalify in 60 seconds with no credit impact. See real offers from multiple lenders and choose the rate and term that works for your budget. Most approvals are same-day.
03
Installation & Full Documentation
Once approved, we schedule and complete your project with the same premium standard — fully permitted, drone-documented, and covered by manufacturer and workmanship warranties.
Primary residences, second homes, and investment properties. Whether it is a full roof replacement, siding transformation, or storm restoration — financing keeps quality within reach for every homeowner.
🏛 Commercial Properties
Small commercial buildings, mixed-use properties, and multi-family structures. Commercial projects often carry larger scopes — financing allows those investments to be structured across manageable terms.
🏛 Historic & Specialty Properties
Slate, copper, cedar shake, and specialty restoration projects carry premium material costs. Financing makes these high-investment systems accessible for the properties that need them most.
Common Questions
Financing FAQs
What financing company does Shelby Roofing Services use?
We partner with Acorn Finance — a platform that checks multiple lenders simultaneously with a single application. Acorn offers up to $100,000 in home improvement financing with terms up to 20 years, no origination fees, no prepayment penalties, and a 60-second prequalification with no impact to your credit score.
What types of projects qualify for Acorn Finance?
Acorn Finance is available for all of our residential exterior services — roof replacement (shingle, metal, slate, cedar shake, flat roofing), siding installation, gutter replacement, skylight installation, and storm damage restoration. Both smaller scopes and large full-system replacements qualify. Contact us to discuss your project and we will get you started.
Does prequalifying with Acorn Finance hurt my credit score?
No. Acorn Finance uses a soft credit pull to show you available offers — this does not impact your credit score. Only if you select an offer and formally apply will a hard pull occur. You can check your rates and see real offers in under 60 seconds with zero credit impact.
How much will my monthly payment be?
Monthly payments depend on your loan amount, the term you choose (up to 20 years), and the rate you qualify for. On a $20,000 project at a competitive rate over 10 years, many homeowners pay well under $250/month. The payment examples on this page are illustrations — your actual offer is shown during the Acorn prequalification, which takes about 60 seconds.
Can I combine Acorn Finance with an insurance claim?
Yes. When an insurance settlement does not cover the full scope — or when you want to upgrade beyond your claim — Acorn Finance can cover the difference. We work with homeowners to structure projects combining insurance proceeds and Acorn financing. We also work directly with your adjuster to maximize coverage before any financing is needed.
How do I get started with Acorn Finance?
Start with a free inspection and written estimate from Shelby Roofing Services. Once you have your project scope and price, you prequalify with Acorn Finance in 60 seconds — no credit impact to see your options. Most approvals are same-day. Call (215) 847-3522 or schedule your free inspection online and we will walk you through the entire process.
